0%. - Toby Sembower, 10/8/2020. Created with Sketch. There are also many risks when it comes to any credit card, and that type of service will cost you money. Although the Bank of America Cash Rewards credit card is about $19.49 per year cheaper than the average credit card, by virtue of it not charging an annual fee, that’s neither uncommon for a cash back credit card, nor the only fee you’ll need to watch out for. You'll earn a $200 cash bonus if you spend $1,000 within the first 90 days of opening an account. The Bank of America® Premium Rewards® credit card lets you live life your way with rich earn rates…and the freedom to choose the rewards that matter most to you. Starting Jan. 14, 2019, cardholders can choose which category they wish to earn a 3-percent bonus. (Photo by New Africa/Shutterstock) Bank of America Cash Rewards card benefits and perks. You can use one card to earn cash back on gas and grocery spending and the other to rack up rewards on other purchases you make. Bank of America® Cash Rewards credit card. If you have just the Bank of America Cash Rewards card and spend $1,000 in three months on gas (if gas is your chosen 3% category), you’ll earn $30 back. How to get a Bank of America cash advance from an ATM. 60%. How to Increase Your Chances of Getting Approved for a Bank of America Cash Rewards Card. We’re taking a deeper look at this rewards card to help you decide if it’s right for your wallet. The Bank of America® Premium Rewards® credit card * is a top rated cash back credit card, particularly for those who are BofA account holders. So if you spend more than … If you have $20,000 or more in a qualifying Bank of America, Merrill account, you can register for the Preferred Rewards program and boost your rewards rate. Yes, and we look forward to helping you. 0%. Bank of America® Cash Rewards Credit Card 2020 Review, Application & Rates " With a solid cash-back program, this card appeals to those who intend to use it often for everyday purchases. My first credit card was the Bank of America Travel Rewards card. $0. Go to a participating ATM and use your card. Plus, earn a $200 cash-back bonus with no annual fee. Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account. But there’s a catch. Enter the amount you want to withdraw. The Bank of America Cash Rewards card benefits are lucrative for a card with no annual fee. 0%. Those bonus earning rates apply to only the first $2,500 in combined grocery, wholesale clubs and combined choice category purchases each quarter. OVERALL RATING. Highest: 794. Signed up for the card because they kept sending me offers in the mail and I wanted a new 0% apr for 15 billing cycles on purchases. With the 25 percent bonus that you get as a Gold customer, you can easily push your … These ratings and reviews are provided by our users. 1% - 3% Cash back. Getting an ATM cash withdrawal with your Bank of America credit card is easy. Bank of America Cash Rewards credit card Review: More Details. Bank of America/Customer service telephone number: 001 315-724-4022. They’re convenient and secure, and help give you the freedom to manage your finances, cover unexpected emergencies and also take advantage of rewards and special insurances. The Bank of America Cash Rewards Credit Card lets you choose your own path for earning cash back rewards. BankAmericard Cash Rewards Credit Card Consumer Reviews, Credit Score and Income Needed, Credit Limits 5 Reviews. Earn 3% cash back in the category of your choice, 2% on dining and unlimited 1% on all other purchases with the Business Advantage Cash Rewards Mastercard® from Bank of America. Write A Review All. It’s certainly not the most competitive bonus out there, but it’s easy to earn and on par with other no-annual-fee credit card bonuses. The Bank of America® Cash Rewards credit card even supplements its base 1% cash-back earning rate with 2% back on groceries and wholesale clubs and 3% back on a category of your choosing. Find the right card for your needs. Rewards rate. See card detail. See details, rates, & fees. The Bank of America Cash Rewards credit card for students is a solid choice for a cash back rewards card with no annual fee. 1 Star 2 Star 3 Star 4 Star 5 Star . BEST OVERALL RATING ★★★★★ 4.7. Choose one 3% cash back category from a list with the Bank of America Cash Rewards credit card. $200. Getting approved for a credit card requires a little planning. The Bank of America® Cash Rewards credit card offers bonus rewards on a quarterly maximum of $2,500 in combined purchases across two different spending categories: 3% cash back on purchases you make in a category you choose from a short list and 2% cash back at grocery stores and wholesale clubs (then 1% after exceeding the $2,500 quarterly cap). Because my recent transaction history is completely empty, I haven't gotten a single Bank of America offer in over a year. Coupled with 3% cash back in your choice category, 2% cash back at grocery stores and wholesale clubs, and 1% cash back everywhere else, this card offers a great option to put cash back in your pocket with no annual fee. Other secured cards could also help you build credit with a lower secured deposit of $200. BofA has officially refreshed the Bank of America Cash Rewards card. at Bank Of America'ssecure website. 3 Star . 4 Star . The Bank of America® Cash Rewards credit card can earn outstanding rewards rates — but only if you have a lot of money in Bank of America®-affiliated accounts. 2% … The Bank of America® Premium Rewards® credit card and the Bank of America® Cash Rewards credit card make the perfect pair because they offer complementary bonus categories within the same rewards program. That is supplemented by some 2% cash back categories that Bank of America chooses for you, and the rest of your purchases earn 1% cash back. If my application is approved, when can I start using my new card? The minimum recommended credit score for this credit card is 750. Posted 07/29 2015 . You’ll get just 1% cash back on all … It allows you to choose a purchase category to earn 3% cash back (with a … Summary. Average Score: 744. The Bank of America Cash Rewards for Students offers the same features as its non-student counterpart, but you don’t have to be a college graduate with a great credit history to get it. Got approved for the Bank of America Cash Rewards credit card with an $8,000.00 limit. The Bank of America® Cash Rewards Secured is one of the best secured cards for building credit because you get most of the benefits and rewards of the Bank of America® Cash Rewards Credit Card without the need for a good credit score. You'll receive your new credit card in 7-10 business days once your credit card application is approved. Having both cards could even help you … Consumer Rating: Lowest: 684 . The Bank of America Cash Rewards card’s unique rewards earning scheme is appealing for cardholders seeking flexibility, but the purchase cap on bonus categories limits its potential value. See card detail. All you have to do is: Call the number on the back of your card, or use your Bank of America mobile app. With the Bank of America Cash Rewards card, you’ll earn a $200 cash bonus after you spend $1,000 in purchases in the first 90 days of account opening. Credit cards are important for things like making hotel reservations, car rentals, or online purchases. The Bank of America® Cash Rewards credit card is a popular option in the category due to its generous sign-up bonus and the ability to earn cash back in the categories where you spend the most money. 40%. The Bank of America® Cash Rewards credit card offers $200 in cash rewards after spending $1,000 on purchases in the first 90 days after opening a new account. 5 Star . Get 75% more cash back on every purchase when you’re a Preferred Rewards for Business Platinum Honors tier member. A: The Bank of America Cash Rewards credit card earns 3% in a cash back category of your choice, 2% cash back at grocery stores and wholesale clubs on up to $2,500 in combined purchases each quarter, and 1% cash back on all other purchases. Apply now. Can I apply over the phone? As you can see, there are several great benefits linked to the Bank of America’s cash rewards credit card. Welcome bonus. The Bank of America® Cash Rewards credit card * is ideal for existing or new BofA customers. The feature that really sets the Bank America Cash Rewards card apart from other cash back cards is an added bonus for Bank of America customers. Are you thinking about applying for the Bank of America Cash Rewards Card? If you sign up for this card, you get to pick one spending category that will earn you 3% cash back for the next month. The card charges no annual fee. The Bank of America® Cash Rewards credit card is no slacker in credit card bonuses, featuring high cash back rates in several spending categories and a great sign-up bonus. My offer is for $200 bonus with 1k spend in 3 months. They’re also an easy way to establish a credit history! BofA has published a pre-release article about the program for customers. Bank of America has changed the way Bank of America® Cash Rewards cardholders earn their cash back. 2 Star . 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